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Humana Dentist – Webster, MA

Get the Most Out of Your Humana Dental Benefits

Is finding a Humana dentist in Webster a priority for you this year? Choosing to take better care of your oral health is a worthwhile investment – one you obviously understand because of your decision to enroll in a plan through Humana. At Webster Lake Dental, we are pleased to have an agreement with this particular company because of the emphasis they place on preventive care, so if you’re ready to schedule an appointment or have questions about how to use your dental benefits, make sure to call our office.

Humana Coverage Availability & Fees

Dentist going over dentures with female patient

What is included with a Humana dental insurance plan? How does it work so that you pay less when seeing your dentist for treatment?

A simplified explanation is that Humana offers many different plans for you to choose from. Based on your selection, you will pay a monthly premium and be required to meet your annual deductible before your insurance company will pay its share of the services you receive.

Generally, most plans follow the 100-80-50 rule that includes:

  • 100% preventive dentistry (i.e., X-rays, dental exams, dental cleanings)
  • 80% basic restorative dentistry (i.e., tooth-colored fillings)
  • 50% major restorative dentistry (i.e., dental crowns, tooth extractions, dentures)
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As you can see, preventive and restorative care are likely to be the only services covered by your Humana plan. This is because cosmetic treatment is considered “elective,” and they do believe it contributes to your overall oral health.

To reap the benefits of this type of coverage though, you must be willing to see an in-network dentist. Although you are not required, someone who is considered “in-network” will be able to offer a lower price than someone who is out of network.

Meet the Team

Dental receptionist on the phone

Webster Lake Dental is pleased to have a team of professionals who understand the complexities that often surround dental insurance in Webster. Helping patients grasp the details of their plan and how they can maximize their benefits is just one of the many ways we can eliminate unwanted stress when visiting the dentist’s office. If you feel unsure about your coverage and how to use it most effectively, make sure to call our office and speak to a member of our team. We’ll not only assist in helping you save during each appointment but also explain what you can do to avoid losing thousands of dollars in dental benefits before the end of the year.